The Oxford Club is a private international network of entrepreneurs and investors. It offers its members exclusive, time-tested principles and strategies designed to outperform the stock market and beat average returns in multiple asset classes. Oxford Club recommendations cover stocks, bonds, commodities, precious and base metals, options, real estate, mutual funds and exchange traded funds, and cryptocurrencies. The Club’s mission is to help its members grow and protect their wealth, and live a rich life beyond wealth as well.
With almost three decades of experience, the Oxford Club’s strategists and research team perform exhaustive research on multiple asset classes to identify investment opportunities with the biggest potential returns and least risk. The Club’s investing success is due to its sound principles and a comprehensive strategy, one that any investor looking for a wealthy retirement should consider adopting in 2018. Although no investment is guaranteed, the Club’s strategies are can help you earn higher returns this year no matter what happens in the markets.
The Oxford Club has four main investment strategies:
- A Well-Balanced Investment Diet
Most investors know that diversification is critical to long-term investing success because it mitigates risk in a portfolio. But most also think that means buying a basket of different stocks. That’s not quite right.
The Oxford Club’s investment strategy prescribes diversifying both among a number of stocks as well as sectors and risk levels. That way, if an entire sector tumbles in the market – remember tech stocks in the late 1990s? – a portfolio’s value is not decimated. Every portfolio allocation needs to consider common and preferred stocks, Blue Chip stocks, cyclical stocks, speculative stocks and defensive stocks. Foreign stocks also have a place in a balanced portfolio, as emerging market stocks often zig when U.S. stocks zag.
In addition, the Club’s strategy calls for diversification among asset classes. No investor should have his entire wealth tied up in equities. Mutual funds and exchange traded funds, bonds, options, commodities and alternative investments should all be a part of an investor’s portfolio. Bonds, for example, come in many shapes and sizes – from safe U.S. Treasury securities to high-yield bonds.
Also, diversity by risk is critical to low-risk, high-return investing. Investors need to build a pyramid of investments, starting with “set it and forget it” long-term investments, to targeted sector assets, to short-term income, to speculative early-stage investing.
Again, diversity is critical, but it is much more than owning a handful of tech stocks.
- Have an Exit Strategy
Anyone can buy a stock or bond in the financial markets. The best investors, however, are those who know when to sell. At the Oxford Club, no “buy” recommendation is made without a clear exit strategy. Always know when and how you plan to sell… before you buy. It takes the guesswork out of investing and guarantees that your profits and principal are always protected.
Oxford Club members know how to let their winners ride and cut their losers early.
- Size Matters
Position sizing is critical to successful investing. The Oxford Club uses a position-sizing formula to determine how much to invest in a particular stock, as well as in different classes of assets differentiated by risk.
The success Oxford Club members have enjoyed in markets is also due to careful rebalancing and resizing of their investment positions. Members avoid “falling in love” with any stock or investment – as investing based on emotion is perhaps the worst mistake an investor can make. The Club’s entire philosophy is based on this tenet.
- Cut Your Investment Costs
There are critical moves you can make to ensure you get the most out of your portfolio. One of them is cutting costs by stiff-arming both the fund managers with their hefty fees and the tax collector.
Oxford Club fund investments avoid traditional front-end load, back-end load and other fees, as well as surrender penalties. By cutting these and other portfolio expenses to the bone, net returns can be increased.
In addition, the Club shows members how to legally devise a portfolio that leaves little for the IRS to tax. This means avoiding rapid turnover of investments to minimize incurred tax liabilities, holding stocks for long enough to avoid short-term capital gains, putting capital losses to good use in terms of taxes, and taking full and smart advantage of tax-deferred investment accounts.
By reducing investment expenses to 0.3% annually and tax-managing a portfolio, investors can retain an additional 4% of a portfolio’s return each year. That can mean increasing an average portfolio’s 20-year return from $386,000 to $806,000.
Oxford Club recommendations are carefully crafted to take advantage of the four strategies described above. Membership in the Club – now more than 157,000 around the world – is proof it’s working.
To learn more about the Oxford Club or join their membership and enjoy the many benefits it has to offer, visit their website today. You can also attend one of their financial seminars, overseas investment excursions, or symposiums to learn more about the various strategies for achieving and preserving wealth.